Invoice multiplied by the factoring rate.
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Factoring Fee Calculator
Estimate factoring cost, cash advance, and net pay on a freight invoice.
Use this whenUse it when comparing quick pay, factoring, or waiting for standard payment terms.
Cash-flow check
Estimate the cost of factoring and how much cash lands up front.
Cash advanced before reserve release.
Invoice after factoring fee and extra reserve.
Cash-flow formula
The headline rate is only one part of the decision.
invoice - factoring fee - reserves = estimated net payIf reserves or minimum fees apply, include them before comparing the offer to normal settlement.
Dispatch reality
Fast cash can still be the right choice.
Use the fee as a real cost, then compare it with fuel timing, payroll, repairs, and the next load opportunity.